how to buy i bonds

How to Buy I Bonds

An I Bond (also known as an Inflation-Protected Bond) is a type of savings bond issued by the United States government that protects your investment from inflation.

Steps for How to Buy I Bonds

  • Step 1: Visit the TreasuryDirect website, where you can purchase I Bonds.
  • Step 2: Create a TreasuryDirect account. You will need to provide your full legal name, Social Security number or Tax Identification number, address, and other personal information.
  • Step 3: Fund your account by transferring money from a checking or savings account. You can also transfer money directly from your employer’s payroll.
  • Step 4: Select the type of I Bonds you want to buy. I Bonds come in two forms: Series EE and Series I.
  • Step 5: Specify the amount of purchase. I Bonds can be purchased in denominations of $25, $50, $75, $100, $200, among others, with a maximum of $10,000 per year.
  • Step 6: Complete the purchase by entering payment information and confirming transaction.


  • Review the I Bonds before you commit to buying them since the terms and conditions can change.
  • I Bonds come with fixed and variable interest rates. The fixed rate stays the same while the variable rate is set twice a year, so make sure to check the interest rate before buying I Bonds.
  • I Bonds can be purchased online or through a bank or financial adviser. Doing so could incur additional fees, so make sure you understand the costs associated with buying I Bonds.
  • I Bonds can only be held for certain periods of time. You will need to decide when to redeem them and how to reinvest the proceeds.


Mostafa Saady, Egyptian Software Engineer, supersonic self-learner and teacher, fond of learning and exploring new technologies and science. As a self-taught professional I really know the hard parts and the difficult topics when learning new or improving on already-known languages. This background and experience enables me to focus on the most relevant key concepts and topics.

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